The essential guide that shows Massachusetts parents how to leave money to their children without funding their biggest mistakes
What You'll Discover:
Your responsible kid could lose their entire inheritance to a bad relationship, addiction, divorce, or lawsuit - and Massachusetts law offers zero protection once you leave money outright. This 10-page guide reveals the legal strategies that actually work to protect your legacy while still being generous to your children.
Inside This Guide:
Learn why even smart kids make catastrophic money decisions with inherited wealth, and discover the trust strategies that prevent disaster. You'll understand how addiction can turn inheritance into destruction fuel, how government benefit programs penalize disabled children who inherit "too much," and why careful divorce planning still leaves inheritance vulnerable to ex-spouses.
The guide covers Massachusetts-specific estate tax traps that catch families at just $2 million, creditor protection that actually works, and the critical difference between trusts that protect versus trusts that fail. You'll get practical implementation advice, common mistakes that destroy protection, and real-world scenarios based on 32 years of estate planning practice.
Written for Massachusetts families who want to:
- Protect children from addiction, divorce, and creditor disasters
- Preserve government benefits for disabled beneficiaries
- Minimize Massachusetts estate taxes and transfer costs
- Create flexible protection that adapts to changing circumstances
- Leave a legacy of love and wisdom, not just money
No legal jargon - just practical strategies explained in plain English, with fictional case studies that make complex concepts memorable and actionable.
10 pages • Massachusetts-specific • Written by retired estate planning attorney with 32 years experience. Not legal advice.